Essay --

Jack Zalewski Period: 2 1/1/14 John D. Rockefeller, Andrew Carnegie, J.P. Morgan, and Cornelius Vanderbilt, names that speak volumes, and during the end of the 19th century they were the quote on quote â€Å"kings of the United States.† With the Civil War over and the United States in a rebuilding process, corporations for steel, oil, and railroads grew rapidly in this time. Big businesses had economic and political effects on the United States, which caused responses by the Americans. The businesses were thriving and driving the economy forward, into a state of balance. These companies also controlled a big portion of the election outcomes and political ideas. The United States citizens did not always want these companies but the United States needed them to keep the economy. The economy slowly but surely began to return to a state of balance. The prices of food, lighting, fuel, and housing were lowing as a result of big business. Thomas Edison's creation of the light bulb made lighting homes easier and safer. Farmers were smarter with crop production, and grew what they needed to the grow so they would drop to a lower price but not low enough that it would cause an overproduction.(Doc. A) The North began to increase their use of industry by creating huge factories and increasing the use of railroads. The South had to find a new way to live without the use of slavery. Many southern planters turned to sharecropping as their agricultural base. Sharecroppers were tenant farmers especially in the United States. The would be provided with credit for things such as seed, tools, living quarters, and food. There was a â€Å"second† Industrial Revolution with the increase of factories in the North and even some in the south, and there was a sh... ...successful railroad riots. During the speech a bomb it throw into the crowd killing a policeman, police then raid labor and radical offices. Unions like the American Federation of Labor rose up as a powerful union against the big businesses. The Civil War is in the past and the United States needed to rebuild. The names of great businessmen like John D. Rockefeller, J.P. Morgan, Andrew Carnegie, and Cornelius Vanderbilt. Big businesses had economic and political effects on the United States, which caused responses by the Americans. The United States citizens did not always want these companies but the United States needed them to keep the economy. Businesses were thriving and helping the economy improve, into a state of balance. Big business dominated the United States, but Americans were not having it, like LeBron James blocking Tiago Splitter in the NBA Finals.

Advanced Regents Diploma

At the outset, I would like to state that it is highly unusual for me to get such a grade. I have been a diligent and hardworking student my whole life. At the same time, I understand that there are certain learning curves and that as one moves up the academic ladder there are more challenges. One such challenge is that of High School, especially for one who sets high standards. I have always dreamed of obtaining the Advanced Regents Diploma. In order to accomplish such, I have had to take and pass several courses that are more difficult than the ones that are required for the Local Regent’s Diploma.I have had to pass the Math B2/B3 regents course, the math regent examination and the anxiety of having to meet and perhaps surpass my academic goals. I realize that the pursuit of such lofty goals is not an easy one and I have gladly taken this challenge on to myself. I have always believed in the value of a good education and have never been afraid to work hard for it. While it s ets me apart from everyone else in my class, it also presents novel obstacles. I do not regret this decision to take a more difficult path in life because I have chosen not to be average but to face the odds and achieve my goals.

The Invention of the Telephone - 659 Words

Alexander Graham Bell born March 3, 1847 born and raised in Edinburgh, Scotland. His main interests were Science, especially Biology, which is the study of life and all living organisms. Both his mother and soon to be wife were deaf which sort of motivated Bell towards creating the telephone which involved hearing which they could not do. Bell was an only child that’s mother was deaf so he was mostly raised by his father Professor Alexander Melville Bell. At 15 due to bad grades at his high school, Royal High School Edinburgh, he moved to London at his grandfather’s house, and for high school he went to Western House Academy. He married Mabel Gardiner Hubbard (1877-1922) who was the daughter of Gardiner Greene Hubbard the first president of Bell Telephone Company! She was deaf as well as Bell’s mother which may have interested Bell in making the telephone. Both his mother and wife were deaf and I think that is what influenced Bell to create the telephone. Maybe he thought â€Å"If I could create a machine that could send messages from far distances maybe there’s a way to restore hearing back to deaf people†. Both and his father studied the physiology of speech to try and help his mother speak in a different way such as Sign Language which we have now or even British two-handed manual alphabet which was very similar to Sign Language but less advanced. In 1874 there was massive telegraph traffic, which on a telegraph you could only send one message at a time so Bell figured outShow MoreRelatedThe Invention Of The Telephone837 Words   |  4 Pages Autumn Zavala Ms. Covington Period 5 May 2, 2017 The Invention of the Telephone Since the beginning of time, man has refined communication using various techniques expressing his thoughts and ideas. Man utilized many diverse ways corresponding with others case in point, painting on cave walls, smoke signals, beating on drums and â€Å"talking wires† (the name American Indians gave to the overhead wires on poles used during the 1800’s, commonly known as â€Å"telegraph†). (Chief SeattleRead MoreThe Invention Of The Telephone Essay1824 Words   |  8 Pagesgames. Surprisingly, many people did not know that the telephone has been around for more than one hundred years. Telephone is one of the few inventions that change the course of history. This is the ever evolving technology enables humans to connect with someone thousands of miles away. More importantly, the telephone has changed how humans interact and also creates a global obsession. Technology History The telephone is one of a few inventions that change the world. However, not many people knowRead MoreThe Invention Of The Telephone882 Words   |  4 PagesMost people use telephones on a daily basis, usually without the user considering what process the inventors like Alexander Graham Bell went through in order to produce the first ever version of this device. The telephone has served an important role in connecting people throughout the world with the push of a few buttons. First beginning its journey in the 1830s, the telephone started out as a simple telegraph, invented by Samuel Morse (history.com). According to Antonio, the telegraph was theRead MoreSatellite Communications : The Invention Of The Telephone1156 Words   |  5 Pagesback and forth from many places worldwide. From even the beginning of the 19th century, during the advancement of electricity, the invention of the telegraph pushed scientists to improve the concept of communications in a more global aspect. Following the telegraph was the invention of the telephone in the year 1876. After almost eighty years the very first telephone cable went transatlantic, allowing communication between Europe and the United States. Engineers and scientist s steps for the futureRead MoreThe Man Behind The Invention Of The Telephone1082 Words   |  5 Pages1. Introduction In the age of digitalization, the Mobile/Telephone has become one of the important part of our lives like food, shelter and clothes. The world is moving into the compact zone and this can be supported by gadget in our pockets i.e. â€Å"Mobiles†. This has become possible because of the invention of â€Å"Telephone†, it changed the world and the way we communicate. The man behind the invention of the telephone is â€Å"Alexander Graham Bell†. He is an inventor, teacher, scientist and engineer. 2Read More The Invention of the Telephone and How It Has Changed Over the Years1537 Words   |  7 PagesThe Invention of the Telephone and How It Has Changed Over the Years About 100 years ago, Alexander Graham Bell invented the telephone by accident with his assistant Mr. Watson. Over many years, the modern version of the telephone makes the one that Bell invented look like a piece of junk. Developments in tone dialing, call tracing, music on hold, and electronic ringers have greatly changed the telephone. This marvelous invention allows us to communicate with the entire globe Read MoreWe’ve come a long way from Alexander Graham Bell first invention of the telephone to today’s600 Words   |  3 PagesWe’ve come a long way from Alexander Graham Bell first invention of the telephone to today’s technological gadgets. Advances in technology have helped our fast pace, moving society. For the past two decades, the advances in technology have enable us to communicate by fax, cell phone, e-mail, text message, and other social networks like never before, and the generations before us has a lot to say about it. Few people are sending letters to each other and most are using emails to communicate. It alsoRead MoreThe Telephone: Then and Now1221 Words   |  5 PagesJennifer Evans The Telephone: Then and Now HUMN 303: Introduction to the Humanities Instructor E. Elliott February 11, 2011 The Telephone: Then and Now The telephone was one of the greatest American inventions. Developed in the 1800’s by Alexander Graham Bell, it quickly became one of the most used inventions in the world. The telephone had many impacts on society and the way we communicated and still plays a huge role in the world we live today. The telephone has developed from somethingRead MoreA Brief Biography of Alexander Graham Bell Essay example1345 Words   |  6 Pages 91% of adults use cellphones, and without his invention of the telephone, there would never be cellphones, and the way we communicate with the world would be entirely different. (Pewresarch) Michael Hart’s book The 100: A Ranking of the Most Influential Persons in History ranks Alexander Graham Bell as the forty second most influential person in history and he is one of the most influential persons in history. Alexander Graham Bell’s influences of his father and grandfather caused him to takeRead MoreThe Evolution of the Telephone991 Words   |  4 PagesWould American’s lives be the same without having telephones, light, transportation, or labor laws? That’s what Americans would be missing in life without having the Industrial Revolution occurring in history. The Industrial Revolution was a time of changes from working at home to working in factories with machines and engines. There were new inventions, upgrades in machinery, railroads, steamships, and oil booms. The lives of Americans were changed during this time period from 17th century.

A Research Study On Stem Cell Research - 1307 Words

Stem cell research is a controversial, yet fascinating field of study. The examination of stem cells has captivated political, scientific, and public interest for many decades. Therefore, numerous scientific research studies have been done to determine the exact purpose of stem cells, as well as their beneficial properties. Stem cells have been noted as powerful deterrents when studying and fighting against disease. It is understood that almost every cell in a person’s body has one main function. For example, a red blood cell is always classified as a red blood cell; a neuron is forever described as a neuron. Also, bone marrow stem cells can differentiate themselves into only a few types of various blood cells. Many venues are open to†¦show more content†¦. . scientists believe they may lead to a new era of regenerative medicine, in which sick people effectively replace their damaged parts. (46) The importance of stem cell research includes the possibility of treating patients with life threatening diseases. The benefits of this scientific research are endless, yet many obstacles remain that could halt the entire process. Leo Furcht, chair of the Department of Laboratory Medicine and Pathology at the University of Minnesota Medical School, and William Hoffman, writer and editor, give their opinion on the stem cell dilemma. Furcht and Hoffman argue that the clinical reality is evident, in that stem cells contribute to help treat many health problems (21). Although considerable progress has been made with the minimal resources available, restrictive laws and insufficient funding influence the ability to continue this fundamental research. The supply of money required to carry on the initial investment is not easy to obtain. Pam Solo, founder and president of the Civil Society Institute, as well as Gail Pressberg, a senior fellow at the Civil Society Institute, discuss the proposed fate of stem cell research. Solo and Pressberg state, â€Å"Although the general public continues to voice support for stem cell research, there has been little support from the United

Customer Eccentricity - 1343 Words

The core idea is to maximize customer value while minimizing waste. Simply, lean means creating more value for customers with fewer resources. A lean organization understands customer value and focuses its key processes to continuously increase it. The ultimate goal is to provide perfect value to the customer through a perfect value creation process that has zero waste. To accomplish this, lean thinking changes the focus of management from optimizing separate technologies, assets, and vertical departments to optimizing the flow of products and services through entire value streams that flow horizontally across technologies, assets, and departments to customers. Eliminating waste along entire value streams, instead of at isolated†¦show more content†¦They therefore revisited Ford’s original thinking, and invented the Toyota Production System. This system in essence shifted the focus of the manufacturing engineer from individual machines and their utilization, to the flow of the product through the total process. Toyota concluded that by right-sizing machines for the actual volume needed, introducing self-monitoring machines to ensure quality, lining the machines up in process sequence, pioneering quick setups so each machine could make small volumes of many part numbers, and having each process step notify the previous step of its current needs for materials, it would be possible to obtain low cost, high variety, high quality, and very rapid throughput times to respond to changing customer desires. Also, information management could be made much simpler and more accurate. PRINCIPLES OF LEAN The five-step thought process for guiding the implementation of lean techniques is easy to remember, but not always easy to achieve: 1. Specify value from the standpoint of the end customer by product family. 2. Identify all the steps in the value stream for each product family, eliminating whenever possible those steps that do not create value. 3. Make the value-creating steps occur in tight sequence so the product will flow smoothly toward the customer. 4. As flow is introduced, let customers pull value from the next upstream activity. 5. AsShow MoreRelatedThe Success Of The Four Seasons Hotel1366 Words   |  6 Pagescommand this lead in the future; if it adheres to its fundamental operational goals. The hotel’s managerial strength has been anchored on its ability to build a suitable brand name and sustainability in delivering impeccable quality services to its customers. Unlike most hotels, four seasons has mainstreamed its managerial strength in creating culture within the company, which has consequently created a stronger brand name to the company and its products. The hotels brand is today recognized on the globalRead MoreOrganizational Analysis4673 Words   |  19 Pagesare four basis elements or categories in the analysis of the structure of an organization. They include: The firms vision and strategy (whether explicit or not) The flow of information and work (including all systems, from vendor relations to customer service and everything inbetween) The culture of the organization Its people (their selection, qualification, compensation, promotion, career pathing, their succession) We will touch on the important highlights of the first three categories. TheRead MoreAnita Roddick809 Words   |  4 Pagesintroductions * Championed causes she believed in like rainforest protection (Brazil), homeless boys’ job creation (India), GreenPeace, Friends of Earth etc. and used the Body Shop store premises to promote these causes among employees, franchisees and customers. 4. Controlling * Follows general administrative theory of Henry Fayol where everyone involved in the company shared/ was expected to share the same opinions as her (This later proved to be a problem since franchisees were concerned withRead More Chanel Essay582 Words   |  3 Pagesfirst Chanel shop was opened in Paris in 1914. When World War Two broke out, the salon on rue Cambon closed and Chanel went into exile. â€Å"I have always been copied by others. If a fashion isn’t take up and worn by everybody, it’s not fashion but an eccentricity, a fancy dress.† nbsp;nbsp;nbsp;nbsp;nbsp;After Chanel’s death in her apartment at the Ritz hotel in Paris in 1971, first her assistant designers, Gaston Berthelot and Ramon Esparza, and then her assistant Yvonne Dudel and Jean Cazaubon designedRead MoreAnnotated Bibliography On Sql Server1354 Words   |  6 Pagesdatabase reflecting session is synchronized, database reflecting gives a hot standby server that backings fast failover with no loss of information from conferred exchanges. Amid a run of the mill reflecting session, after a creation server falls flat, customer applications can recuperate rapidly by reconnecting to the standby server. Synchronous database mirroring: - This section describes how synchronous database mirroring works, including the alternative high-safety modes and containsRead MoreProblems With Current Cloud And Computing Services1541 Words   |  7 Pageswhere the customer s data is secured. In any case, Rocha and Correia [1] state that this part is productive for watching specialist s behavior to the extent whether they are after the security plan of the association or not, on the other hand it is not effective in light of the way that it distinguishes the issue after it has happened. A substitute procedure to secure dispersed figuring is for the data holder to store mixed data in the cloud, and issue translating keys to sanction customers. By thenRead MoreCase: Lipschultz, Levin Gray1591 Words   |  7 Pagesdelight the customer. The office is arranged in a nomadic fashion without proprietary desks or other office equipment. This arrangement encourages staff to work together and to develop a team approach to attaining the firm’s goals as expressed in the mission. †¢ What management roles would Steven be playing as he (a) made a presentation to potential clients, (b) assessed the feasibility of adding a new consulting service, (c) kept employees focused on the company’s commitments to customers? Read MoreEffects Of Star Bucks Coffee Shop And Management Plan1429 Words   |  6 Pagesplan will include the tasks and the allocated responsibilities to various staff involved in the business. 2) Introduction Supply chain risk Definition: any changes in the information, material and financial flows of the supply chain network – eccentricity, disruption or tragedy - due to events in its ecosystem (anywhere in its path or its network partners or in the industry vertical or in the economic environment). These changes can create aincompatibility between demand and supply or affect theRead MoreAnalysis Of Mark Edmondson s I Resonated With Me947 Words   |  4 Pagesgiving his students the course evaluations. Some of the comments were,† I really liked the teacher†, or, â€Å"the class was interesting†. Not one student commented on the information they got in the class. He explains that the students have become like customers and the teachers are willing to do anything that meets their needs. This is consumerism. How do college campuses attract the richest, smartest, most athletic students? Campuses erect extravagant buildings with the most high-tech equipment to attractRead MoreAnalysis Of The BookPost Office, By Charles Bukowski1066 Words   |  5 Pagesnarration of working as a post carrier and clerk in Post Office are fascinating but can sometimes be as unchanging and a bit unexciting as mail sorting. Entering the world as a mail carrier through Bukowski†™s alter-ego, Henry Chinaski and uncover the eccentricity of his various routes, his fellow workers and the people he delivers to. Throughout the book Bukowski takes you through life of a postal employee, how he lives life and the women he meets. Therefore, cultural Studies will describe different human

Linguistics free essay sample

The differences between American English and Canadian English. This paper analyzes and examines the differences between American English and Canadian English. In Part II, the national language conflict in Canada is discussed. Part III evaluates the differences between American English and Canadian English are examined. Finally, this paper concludes with a recommendation for embracing bilingualism From the paper: Modern Canada was born out of the Confederation of New Brunswick, Nova Scotia, and Ontario (formerly Upper Canada) and Quebec (formerly Lower Canada), under the 1867 Constitution Act.[1] The constitutional provisions for language were minimal.[2] The Constitution Act, 1867 provided for the use of English or French in the debates and the use of both languages in the records and journals of Parliament and the Quebec legislature, the publication of acts of both bodies in English and French, and the permission to use either language in any court of Canada or Quebec.[3]

Discussion on the Application of DSS-Free-Samples for Students

Question: Discuss about the application of the DSS. Answer: Introduction The following assignment analyzes the application of the DSS which is decision making system and the cloud computing application in the industry and the chosen company is the commonwealth which is an Australian multinational bank which operates in New Zealand, Fiji, Asia, United States and United Kingdom. The commonwealth gives various financial services like loans, investment and insurance. It is regarded as the largest Australian bank which is listed in the securities exchange of the Australia. It was founded in the year 1911, the year 2016 the bank has amounted the revenues twenty five billion dollars, the profit earned by the bank in the year 2016 was over ten billion. It employees more than forty six thousand employees with total assets over 930 billion dollars. The assignment focuses on how the ban are utilizing the feature application of the cloud computing DSS which has been explained with the help of figures and statics. The cloud services used by the commonwealth are from I BM and HP and the bank efficiently using the application to cut its operational costs in the bank. Discussion DSS The Decision Support system (DSS) is the software which is programmed to study and analyze the business data which can help the businessmen to make decisions in easy way. Its application is more in making decisions.[1] The Decision support system can be used for the comparative study of the sales of the company at different intervals. It predicts the revenues of the company on the basis of the sales of the product. It is also used to study the effect of the new decision on the basis of the past decisions which was made by the company[2]. The usage of the DSS in financial sectors such as banks is crucial, there are huge amount of the data in form of the customer and its bank information. The DSS is mainly used to improve the e-banking facility of the commonwealth bank. Figure 1: The working structure of the DSS (Source: Nasri, Wadie, and Charfeddine, 2012, pp. 14) To improve the e-banking facility for customers, commonwealth bank hold timely strategic meeting[3]. The best tool to make this meeting successful is the usage of DSS. Figure 2: How financial institution utilizes DSS (Source: Fang, Chao, and Marle, 2012, pp. 644) With increasing population moving towards the e banking facility the DSS is the powerful tool for decision making. For instance Ditch DSS software which is a web based service designed by for storing and analyzing the property market of a country[4]. It stores and analyzed the commercial properties information like taxation, owner name and the size of the property which provide a full scale assessment to the banks with their queries related to the bank. The DSS software was also very useful in the retail bank which uses the application of the DSS to manage the queries of the customer and also helped to reduce the operational costs. Cloud computing in the banking sectors The cloud computing in the banking sectors has transformed the operation of the IT industry but bank like commonwealth bank and other financial sectors are still hesitant to use the cloud services due to lack of security and rising data breaches in the cloud data[5]. The banks data are very valuable and confidential and the breach in their system can lead to huge loss of money. Nowadays banks are also using IT products to extend their business online like the online payment and e-banking[6]. In order to carry out these operation cloud application are helpful in various ways. Using cloud application will enable them for efficient client service as the data are stored in cloud it will enable them for faster access of the services of the banking[7]. The online payment and various transactions will be faster and efficient. Thus the cloud service is flexible according to the customer needs. Figure 3: The changes in the operation in the banking industry using cloud application (Source: Prasad et al. 2014, pp. 356) Using cloud service will reduce the extra operational cost of the bank as the management of the bank data requires no additional cost[8]. The bank can also utilize the softwares which are necessary for operation free of cost as cloud contains all the software in it[9]. Thus additional cost of storing data and usage of the software is saved using the cloud service. The commonwealth bank of Australia has reported that the usage of the cloud in their business has reduced the cost and the time invested in standing up a news server has reduces from thousand dollar and the eight weeks to 25 cents and the eight minutes[10]. Cloud computing models 2011 2012 2013 2014 2015 2016 BaaS 19% 18.75% 18% 18% 17.5% 17.4% SsaS 28% 21% 20% 18% 17.7% 17.8% PaaS 50% 33% 30% 28% 26% 21% IaaS 49% 47% 49.4% 48% 37% 32% Management and Secondary 35% 40% 38% 30% 22% 20% Figure 4: Graph depicting the usage of various models of cloud computing software (Source: Created by author) Conclusion From the above report it can be concluded that the DSS which is the Decision Support system (DSS) is the software which is programmed to study and analyze the business data which can help the businessmen to make decisions in easy way. Its application is more in making decisions. The banking has huge application in the DSS as the huge and complex data can be used to predict the revenue of the company and it help them to make better decisions. The figure in the assignment shows the working of the DSS and in the second figure shows how the financial organizations use the application of the DSS. The cloud computing system has huge application in the IT industry but banks are also utilizing the application of the cloud computing as it saves the operational cost of buying software or storing data. The figure 3 shows that the difference between the operation by not using the cloud computing applications and with using cloud application. The graph shows the various software of the cloud whic h has been in demand in the market for five years it shows that there is a high demand of the cloud software in the market. Common wealth is also using the cloud services of IBM and HP companies to simplify its business operation. References Chang, Victor, Robert John Walters, and Gary Wills. "Financial Clouds and modelling offered by Cloud Computing Adoption Framework." (2014). Chang, Victor, Robert John Walters, and Gary Wills. "The development that leads to the Cloud Computing Business Framework." International Journal of Information Management 33, no. 3 (2013): 524-538. Fang, Chao, and Franck Marle. "A simulation-based risk network model for decision support in project risk management." Decision Support Systems 52, no. 3 (2012): 635-644. Jadeja, Yashpalsinh, and Kirit Modi. "Cloud computing-concepts, architecture and challenges." In Computing, Electronics and Electrical Technologies (ICCEET), 2012 International Conference on, pp. 877-880. IEEE, 2012. Nasri, Wadie, and Lanouar Charfeddine. "Factors affecting the adoption of Internet banking in Tunisia: An integration theory of acceptance model and theory of planned behavior." The Journal of High Technology Management Research 23, no. 1 (2012): 1-14. Prasad, Acklesh, Peter Green, and Jon Heales. "On governance structures for the cloud computing services and assessing their effectiveness." International Journal of Accounting Information Systems 15, no. 4 (2014): 335-356. Sauter, Vicki L. Decision support systems for business intelligence. John Wiley Sons, 2014. Schlagwein, Daniel, Alan Thorogood, and Leslie P. Willcocks. "How Commonwealth Bank of Australia Gained Benefits Using a Standards-Based, Multi-Provider Cloud Model." MIS Quarterly Executive 13, no. 4 (2014). Shibl, Rania, Meredith Lawley, and Justin Debuse. "Factors influencing decision support system acceptance." Decision Support Systems 54, no. 2 (2013): 953-961. Zissis, Dimitrios, and Dimitrios Lekkas. "Addressing cloud computing security issues." Future Generation computer systems 28, no. 3 (2012): 583-592 Shibl, Rania, Meredith Lawley, and Justin Debuse. "Factors influencing decision support system acceptance."Decision Support Systems54, no. 2 (2013): 953-961. Nasri, Wadie, and Lanouar Charfeddine. "Factors affecting the adoption of Internet banking in Tunisia: An integration theory of acceptance model and theory of planned behavior."The Journal of High Technology Management Research23, no. 1 (2012): 1-14. Sauter, Vicki L.Decision support systems for business intelligence. John Wiley Sons, 2014. Fang, Chao, and Franck Marle. "A simulation-based risk network model for decision support in project risk management."Decision Support Systems52, no. 3 (2012): 635-644. Zissis, Dimitrios, and Dimitrios Lekkas. "Addressing cloud computing security issues."Future Generation computer systems28, no. 3 (2012): 583-592. Chang, Victor, Robert John Walters, and Gary Wills. "Financial Clouds and modelling offered by Cloud Computing Adoption Framework." (2014). Jadeja, Yashpalsinh, and Kirit Modi. "Cloud computing-concepts, architecture and challenges." InComputing, Electronics and Electrical Technologies (ICCEET), 2012 International Conference on, pp. 877-880. IEEE, 2012. Prasad, Acklesh, Peter Green, and Jon Heales. "On governance structures for the cloud computing services and assessing their effectiveness."International Journal of Accounting Information Systems15, no. 4 (2014): 335-356. Chang, Victor, Robert John Walters, and Gary Wills. "The development that leads to the Cloud Computing Business Framework."International Journal of Information Management33, no. 3 (2013): 524-538 Schlagwein, Daniel, Alan Thorogood, and Leslie P. Willcocks. "How Commonwealth Bank of Australia Gained Benefits Using a Standards-Based, Multi-Provider Cloud Model."MIS Quarterly Executive13, no. 4 (2014)